DTHOS (Delta Trust Housing Loan Scheme)
This is a mortgage loan designed for individuals to enable them to own their dream residential homes.
Features
- Attractive interest rate
- Easy access to the loan facilities
- Rental income forms loan repayment
Benefits
- Flexible repayment plan
- Loan amount according to the affordability of the Individual
- Afford the opportunity to buy, build & renovate an existing building
Requirements
- A running current account with DTMBL
- Current tax clearance certificate where applicable
- Equity contribution required is a minimum of 10%, with the actual amount depending on the cost of building
- Where the house is being purchased, an offer letter from the vendor will be required
- Reference letter from the current employer indicating status, annual salary, and existing loan if any
- A means of identification (Drivers licence, NIMC card, Voters Card, or international passport)
- Original payslip for immediate past 3 months from the employer
- Copy of Bank statement for the past six (6) months if not Delta Trust Mortgage Bank Account holder.
- 2 recent passport photograph
- Copy of paid utility bills (Electricity, water bill etc)
- A copy of the spouse’s letter of consent in the case of the joint Titleholder.
- Approved Survey and Building plan
- Title document (C of O) or registered title deed) only
